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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Wyndham Rewards Earner Plus Card card art
Wyndham Rewards Earner Plus 1 of 1
Comparing 1 card
Cost and value $95 fee
Annual fee
$95
Credits you can use a year, if you use every one
$25
Fee after credits
$70 a year net cost
Point value per point or mile
0.70¢ Estimate
Rewards currency
Wyndham Rewards points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 90,000 points, about $630
Bonus
90,000 points
Estimated value
$630
Spend to earn it less a month is easier
$1,500 in 180 days about $250 a month
Earning rates Top rate 6x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Dining
4x about 2.8% back
Groceries
4x about 2.8% back
Flights
4x about 2.8% back
Hotels
6x about 4.2% back
Travel (ground only)
4x about 2.8% back
Transit / Rideshare
4x about 2.8% back
Everything else
1x about 0.7% back
Statement credits $25 a year
Other credits
  • $25 a year resets every year
    What counts

    Enjoy up to $25 in statement credits every 6 months (up to $50 each calendar year) on eligible third-party meal delivery purchases when you pay with your card.

Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel Wyndham Rewards Platinum
Elite status
  • Wyndham Rewards: Platinum
Other status perks
  • Stay 5 nights in a calendar year and earn 15,000 Wyndham Rewards bonus points, enough for a free night.
Travel benefits
  • Wyndham Rewards Earner Plus Cardmembers receive a discount on the Standard Rate for stays booked at participating Hotels by Wyndham.
Protection and insurance 1 coverage
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Other coverage
  • Enjoy a 15% discount (or best available offer) when using your Wyndham Rewards Earner Plus Card to purchase at least 3,000 Wyndham Rewards points in a single transaction through points.com (up to 100,000 points per calendar year).
Lifestyle and other perks 2 perks
Other perks
  • Redeem 10% fewer Wyndham Rewards points when you book Go Free award nights at participating properties, starting at 4,500 points per bedroom.
  • Receive 15,000 bonus points each anniversary year after payment of your annual fee, with no spending requirement.
Authorized users Free
Cost
Authorized users are free.
Each one gets
Not listed
Application rules No known rules
Issuer approval rules
Not listed
Bonus eligibility
Not listed
Card type
Personal