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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Wyndham Rewards Earner Card card art
Wyndham Rewards Earner 1 of 1
Comparing 1 card
Cost and value $0 fee
Annual fee
$0
Credits you can use a year, if you use every one
None
Fee after credits
$0
Point value per point or mile
0.70¢ Estimate
Rewards currency
Wyndham Rewards points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 45,000 points, about $315
Bonus
45,000 points
Estimated value
$315
Spend to earn it less a month is easier
$2,000 in 90 days about $667 a month
Earning rates Top rate 5x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Dining
3x about 2.1% back
Groceries
3x about 2.1% back
Hotels
5x about 3.5% back
Everything else
1x about 0.7% back
Statement credits No credits
Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel Wyndham Rewards Gold
Elite status
  • Wyndham Rewards: Gold
Travel benefits
  • Wyndham Rewards Earner Cardmembers receive a discount on the Standard Rate for stays booked at participating Hotels by Wyndham.
Protection and insurance 1 coverage
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Other coverage
  • Enjoy a 15% discount (or best available offer) when using your Wyndham Rewards Earner Card to purchase at least 3,000 Wyndham Rewards points in a single transaction through points.com (up to 100,000 points per calendar year).
  • Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases.
Lifestyle and other perks 1 perk
Other perks
  • Redeem 10% fewer Wyndham Rewards points for Go Free award nights at participating properties, starting at 4,500 points per bedroom.
Authorized users Free
Cost
Authorized users are free.
Each one gets
Not listed
Application rules No known rules
Issuer approval rules
Not listed
Bonus eligibility
Not listed
Card type
Personal