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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

World of Hyatt Business Card card art
Hyatt Business 1 of 1
Comparing 1 card
Cost and value $199 fee
Annual fee
$199
Credits you can use a year, if you use every one
$140
Fee after credits
$59 a year net cost
Point value per point or mile
1.65¢ Estimate
Rewards currency
World of Hyatt points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 70,000 points, about $1,155
Bonus
70,000 points
Estimated value
$1,155
Spend to earn it less a month is easier
$7,000 in 90 days about $2,333 a month
Earning rates Top rate 4x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Everything else
1x about 1.6% back
Only on this card
  • 4x Hotels
  • 2x Top 3 spend categories each quarter
  • 2x Fitness club and gym memberships
Statement credits $140 a year
Dining and delivery
  • $40 a year $10 every 3 months
    What counts

    Once DashPass is activated, receive up to $10 off one qualifying non-restaurant DoorDash order each calendar quarter through Dec 31, 2027.

Other credits
  • $100 a year resets every card anniversary
    What counts

    Earn a $50 statement credit per qualifying Hyatt purchase of $50 or more, up to 2 times each anniversary year (total of $100).

Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel World of Hyatt Discoverist
Elite status
  • World of Hyatt: Discoverist
Other status perks
  • If you and your employees collectively spend $50,000 or more in purchases during a calendar year, receive 10% Bonus Points back on up to 200,000 World of Hyatt points redeemed for free night awards, Points + Cash stays, room upgrades, dining and spa services, and World of Hyatt Experiences for the remainder of that calendar year.
  • Earn 5 World of Hyatt Tier-Qualifying Night credits for every $10,000 in Purchases each calendar year; no limit on credits earned; credited to the calendar year the spend occurred.
Travel benefits
  • Complimentary membership in the Hyatt Leverage Program, offering companies savings up to 15% off standard rates at participating Hyatt hotels worldwide.
Protection and insurance 1 coverage
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Other coverage
  • Break up eligible purchases of $100 or more into equal monthly payments for a fixed monthly fee instead of interest, with plan durations ranging from 3-24 months.
Lifestyle and other perks 2 perks
Lifestyle and entertainment
  • Receive 12 months of complimentary DashPass membership for DoorDash and Caviar when activated between 02/01/2025 and 12/31/2027; automatically converts to paid monthly membership after the complimentary period unless cancelled.
Other perks
  • Earn 10,000 Bonus Points for each business that gets approved for the World of Hyatt Business credit card, up to 50,000 Bonus Points per year.
Employee cards Free
Cost
Employee cards are free.
Each one gets
  • Complimentary DashPass
Application rules 5/24
Issuer approval rules
  • 5/24 Community-reported
    What counts

    Chase generally declines applicants who have opened 5 or more credit cards from any issuer in the past 24 months.

Bonus eligibility
Not listed
Card type
Business