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Rewards only pay if you pay in full. We compare what a card earns and gives, not its interest rates: carrying a balance costs more than any card earns. Rates and fees like APR, balance transfer and cash advance vary by applicant, so check the issuer's rates and fees before you apply. Why we never carry a balance

Marriott Bonvoy Bold Card card art
Bonvoy Bold 1 of 1
Comparing 1 card
Marriott Bonvoy Bold Card card art
Chase
Bonvoy Bold
Apply Details
Cost and value $0 fee
Annual fee
$0
Credits you can use a year, if you use every one
$790
Fee after credits
$790 back credits beat the fee
Point value per point or mile
0.75¢ Estimate
Rewards currency
Marriott Bonvoy points
Foreign transaction fee
None
Rates and fees
On the issuer's site APR, balance transfer and cash advance vary by applicant
Sign-up bonus 45,000 points, about $338
Bonus
45,000 points
Estimated value
$338
Spend to earn it less a month is easier
$1,000 in 90 days about $333 a month
Earning rates Top rate 3x
Return is points per dollar times that card’s point value, so 3x and 4x on different currencies compare fairly.
Groceries
2x about 1.5% back
Transit / Rideshare
2x about 1.5% back
Streaming / Subscriptions
2x about 1.5% back
Phone, internet & cable
2x about 1.5% back
Everything else
1x about 0.8% back
Only on this card
  • 3x Hotels
  • 2x Select food delivery services
Statement credits $790 a year
Dining and delivery
  • $40 a year $10 every 3 months
    What counts

    Once enrolled in DashPass via the Marriott Bonvoy Bold Credit Card, receive $10 off one qualifying non-restaurant order on DoorDash each calendar quarter, applied to subtotal only.

Travel booking
  • $750 a year resets every year
    What counts

    Redeem Marriott Bonvoy points for a statement credit on qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year, at a value of $100 for every 12,500 points.

Monthly credits to track fewer is less work
0
Transfer partners No transfers
Partners
None
Alliance reach
None
Status, lounges and travel Marriott Bonvoy Silver Elite
Elite status
  • Marriott Bonvoy: Silver Elite
Other status perks
  • Receive 5 Elite Night Credits every calendar year toward the next level of Marriott Bonvoy Elite Status.
Travel benefits
  • Complimentary Visa Signature Concierge Service 24 hours a day to help find event tickets, dinner reservations, and gifts.
  • Access to Chase Pay Over Time to break up qualifying travel purchases of $100-$5,000 made directly with an airline or at hotels participating in Marriott Bonvoy into equal monthly payments with no interest and no plan fees.
Protection and insurance 4 coverages
Rows line up by coverage type. "Not listed" means the terms we track do not mention it, not that the card lacks it.
Trip delay
  • If common carrier travel is delayed more than 12 hours or requires an overnight stay, covers unreimbursed expenses such as meals and lodging up to $500 per covered traveler.
  • Reimburses up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Baggage
  • Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen during a covered trip.
Purchase protection
  • Covers eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.
Other coverage
  • Earn points that won't expire, as long as you make purchases on your credit card every 24 months.
  • Enjoy no foreign transaction fees when you use your card for purchases made outside the United States.
Lifestyle and other perks 2 perks
Lifestyle and entertainment
  • Receive 12 months of complimentary DashPass for use on both DoorDash and Caviar apps when activated between 02/01/2025 and 12/31/2027; automatically enrolled at the then-current monthly rate after the complimentary period ends.
Other perks
  • Earn 40,000 Bonus Points for each friend approved for any Marriott Bonvoy Credit Card, up to 200,000 Bonus Points per year.
Authorized users Free
Cost
Authorized users are free.
Each one gets
  • Baggage delay insurance
  • Complimentary DashPass membership
  • Lost luggage reimbursement
  • Purchase protection
  • Trip delay reimbursement
Application rules 5/24
Issuer approval rules
  • 5/24 Community-reported
    What counts

    Chase generally declines applicants who have opened 5 or more credit cards from any issuer in the past 24 months.

Bonus eligibility
  • Marriott Bonvoy 24-month rule Issuer-stated
    What counts

    Marriott Bonvoy welcome bonuses are restricted across both Chase and American Express if you currently hold a conflicting Marriott Bonvoy card or earned a Marriott Bonvoy welcome or upgrade bonus in the past 24 months.

Card type
Personal