Compare points and miles cards
Up to three cards side by side, most decisive first. Open any section for the detail.
Sign in to see what each card would change for your wallet and your loyalty programs.
Cost and value $95 fee
Sign-up bonus 60,000 points, about $600
Earning rates Top rate 2x
Statement credits $125 a year
-
$100 every 4 years
What counts
Up to $100 in Airport Security Statement Credits for TSA PreCheck or Global Entry application fees, every four years
-
$100 a year
resets every year
What counts
Up to $100 in Airline Incidental Statement Credits annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees, automatically applied to your card statement
Transfer partners No transfers
Status, lounges and travel No status or lounges
- Enjoy a premium set of benefits when you use your Premium Rewards card to book through the Visa Signature Luxury Hotel Collection.
- The Visa Signature concierge service gives you access to concierges who can help with travel planning, restaurant recommendations and event reservations.
Protection and insurance 5 coverages
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays, lost luggage and emergency evacuation and transportation.
- 24/7 Roadside Dispatch Program, plus added protection with Auto Rental Collision Damage Waiver.
- Purchase protections like Warranty Manager Service, Return Protection and Purchase Security that can help with repair, replacement or reimbursement on purchases, or extend the manufacturers' warranty
- Feel safer on the road with our 24/7 Roadside Dispatch Program.
- We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
Lifestyle and other perks 1 perk
- An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America checking account to your credit card. No transfer fees.
Authorized users Free
- Auto rental collision damage waiver
- Travel insurance protections
Application rules 7/12
-
7/12
Community-reported
What counts
Bank of America generally declines applicants who have opened 7 or more cards from any issuer in the past 12 months. Without a Bank of America deposit relationship the commonly reported bar is 3 cards in 12 months.
-
2/3/4 rule (2 in 2 months)
Community-reported
What counts
Bank of America generally approves at most 2 of its cards per rolling 2 months.
-
2/3/4 rule (3 in 12 months)
Community-reported
What counts
Bank of America generally approves at most 3 of its cards per rolling 12 months.
-
2/3/4 rule (4 in 24 months)
Community-reported
What counts
Bank of America generally approves at most 4 of its cards per rolling 24 months.
Popular comparisons
- Venture X vs Sapphire Preferred
- Amex Gold vs Sapphire Preferred
- Amex Platinum vs Venture X vs Sapphire Reserve
- Amex Gold vs Venture X vs Sapphire Preferred
- Sapphire Preferred vs Citi Strata Premier
- Sapphire Reserve vs Citi Strata Elite
- Venture Rewards vs Sapphire Preferred
- Hilton Aspire vs Bonvoy Brilliant
- IHG Premier vs Hyatt
- Delta Gold vs United Explorer
- Delta Platinum vs United Quest