Compare points and miles cards
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Cost and value $325 fee
Sign-up bonus 100,000 points, about $2,000
Earning rates Top rate 5x
- 5x via the issuer portal, about 10.0%
- 2x Car rentals and cruises (issuer portal)
Statement credits $424 a year
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$120 a year
$10 every month
What counts
Get $10 in Uber Cash each month when you add your Gold Card to your Uber account, usable on Uber rides and eligible orders in the U.S.
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$120 a year
$10 every month
What counts
Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Annual savings of up to $120.
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$100 a year
$50 every 6 months
What counts
Get up to $50 in statement credits from January through June and up to $50 from July through December at over 10,000 qualifying U.S. Resy restaurants. Enrollment required.
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$84 a year
$7 every month
What counts
Earn up to $7 in monthly statement credits after you pay with the Gold Card at U.S. Dunkin' locations. Enrollment required.
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$100 per stay
What counts
Take advantage of a $100 credit towards eligible charges at over 1,300 upscale hotels worldwide when booking The Hotel Collection through AmexTravel.com or Amex Travel App. Requires two-night minimum stay.
Transfer partners 20 partners
Status, lounges and travel Hertz Gold Plus Rewards Five Star
- Hertz Gold Plus Rewards: Five Star after you enroll
- Enjoy every trip abroad with no foreign transaction fees from American Express.
- 24/7 emergency assistance and coordination services when traveling more than 100 miles from home, including medical/legal referrals, emergency cash wires, and missing luggage assistance. Third-party costs are Card Member's responsibility.
Protection and insurance 6 coverages
- If a round-trip is paid for entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses, up to $300 per trip, maximum 2 claims per Eligible Card per 12 consecutive month period.
- Covers lost, damaged, or stolen baggage when the Entire Fare for a Common Carrier ticket is purchased with the Card; up to $1,250 for carry-on and $500 for checked baggage.
- Coverage for damage to or theft of a rental vehicle when using your Eligible Card to reserve and pay for the entire rental and declining the CDW. Secondary coverage, no liability coverage. Not available in Australia, Italy, New Zealand.
- Extended Warranty can provide up to one extra year added to the Original Manufacturer's Warranty on warranties of 5 years or less; coverage up to the amount charged, not to exceed $50,000 per Card Member account per calendar year.
- Covers eligible purchases for up to 90 days from purchase date if accidentally damaged, stolen, or lost; up to $10,000 per purchase, up to $50,000 per calendar year.
- Send money and split purchases with Venmo or PayPal users in the American Express App, without standard Venmo/PayPal credit card fee. Enrollment required.
Lifestyle and other perks 2 perks
- Enjoy an enhanced experience at select stadiums and arenas including dedicated entrances or fast lanes; enroll your Card and get 10% back on qualifying concessions purchases up to $250 per calendar year.
- Access to Amex Presale Tickets and Amex Reserved Tickets for select sports, music, and other events, plus additional perks at select events.
Authorized users Some free
- Baggage insurance plan
- Car rental loss and damage insurance
- Extended warranty
- Hertz five star status
- Purchase protection
- Trip delay insurance
Application rules 2/90
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2/90
Community-reported
What counts
American Express generally approves at most 2 of its credit cards per 90 days.
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5 credit card limit
Community-reported
What counts
American Express generally limits you to 5 of its credit cards at once.
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10 charge card limit
Community-reported
What counts
American Express generally limits you to 10 of its charge cards at once.
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Once per lifetime
Issuer-stated
What counts
American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language.
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