Blue Cash Preferred
| Annual fee | $95 Fact |
| Foreign transaction fee | 2.70% |
| Rewards currency | cash back |
| Cash back value | 1.00¢ Fact |
Last updated Sep 14, 2026
Checked Sep 14, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
📈 Sign-up bonus history
5-year best: $350 creditView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Sep 2021 to Nov 2021 · 2 mo | $350 credit Best | $3,000 |
| Nov 2021 to Jul 2022 · 8 mo | $300 credit | $3,000 |
| Jul 2022 to Jan 2023 · 7 mo | $350 credit Best | $3,000 |
| Jan 2023 to Mar 2025 · 2.1 yr | $250 credit | $3,000 |
| Sep 2026 to now · 1 day | $300 credit | $3,000 |
Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Streaming | 6% | cash back | No cap |
| Groceries | 6% | cash back | $6,000/yr |
| Gas and EV charging | 3% | cash back | No cap |
| Transit and rideshare | 3% | cash back | No cap |
| Everything else | 1% | cash back | No cap |
Recurring credits
Estimated value| Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, up to $120 per year. | $120/yr (Monthly) |
Credit value depends on whether you use each credit; treat these as potential value.
Benefits & protections
Card factsWhenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 emergency assistance and coordination services, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for costs charged by third-party service providers.
Card Members can access Amex Presale Tickets and Amex Reserved Tickets to select can't-miss events and moments across sports, music, and more, plus additional perks when attending select events.
Extended Warranty can provide up to one extra year added to the Original Manufacturer's Warranty for warranties of 5 years or less. Coverage is up to the actual amount charged to the Eligible Card for the item up to a maximum of $10,000, not to exceed $50,000 per Card Member account per calendar year.
You may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account.
Purchase Protection can help protect Covered Purchases for up to 90 days from the purchase date if stolen or accidentally damaged, limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year.
When you use your Eligible Card to reserve and pay for the entire rental and decline the collision damage waiver (CDW) at the rental counter, you can be covered for damage to or theft of a rental vehicle in a covered territory. Secondary coverage, does not include liability coverage. Not available in Australia, Italy, and New Zealand.
News on this card
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Article Sep 14, 2026Now on The Points Pro: Blue Cash Everyday Card and Blue Cash Preferred
Blue Cash Everyday Card and Blue Cash Preferred just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.