The Points Pro

All cards

Blue Business Plus Credit card art
American Express

Blue Business Plus Credit

Business News on this card (1)
Annual fee $0 Fact
Foreign transaction fee None
Rewards currency Membership Rewards points
Est. point value 2.00¢ Estimate
Apply for this card

Last updated Aug 31, 2026

Checked Aug 31, 2026

Before you apply
2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.
Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.
5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.
10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history
Unchanged since Jan 2022
Sign-up bonus Spend requirement
2023 2024 2025 2026 15,000 points after $3,000 spend (Jan 2022 to Feb 2026) 15k $3,000 minimum spend required (Jan 2022 to Feb 2026) $3k
View as a table
PeriodBonusSpend requirement
Jan 2022 to Feb 2026 15,000 points $3,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Travel 2x Membership Rewards points No cap
Everything else 2x Membership Rewards points $50,000/yr
Benefits & protections
Card facts
Travel Benefits 1

When traveling more than 100 miles from home, Global Assist Hotline provides 24/7 emergency assistance and coordination services including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for costs charged by third-party providers.

Protection & Insurance 3

Provides coverage for damage to or theft of a rental vehicle in a Covered Territory when the Entire Rental is reserved and paid for with the Eligible Card and the collision damage waiver is declined at the counter. Secondary coverage; no liability coverage; not available for vehicles rented in Australia, Italy, and New Zealand.

Covers Covered Purchases against theft or accidental damage for up to 90 days from the purchase date, limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year.

Extends the terms of the Original Manufacturer's Warranty up to one additional year on Covered Purchases in the United States or its territories/possessions, for warranties of 5 years or less.

Other Perks 1

Gives Card Members the freedom to spend above their credit limit; the amount is flexible and adapts based on card use, payment history, credit record, and financial resources, but is not unlimited.

Transfer partners
ANA Mileage Club 1:1 Aer Lingus AerClub 1:1 Air Canada Aeroplan 1:1 Air France-KLM Flying Blue 1:1 Avianca LifeMiles 1:1 British Airways Club 1:1 Cathay Pacific Cathay 1:1 Choice Privileges 1:1 Delta SkyMiles 1:1 Emirates Skywards 5:4 Etihad Airways Guest 1:1 Hilton Honors 1:2 Iberia Club 1:1 JetBlue TrueBlue 5:4 Marriott Bonvoy 1:1 Qantas Frequent Flyer 1:1 Qatar Airways Privilege Club 1:1 Singapore KrisFlyer 1:1 Virgin Atlantic Flying Club 1:1

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.

News on this card