Blue Business Plus Credit
| Annual fee | $0 Fact |
| Foreign transaction fee | 2.70% |
| Rewards currency | Membership Rewards points |
| Est. point value | 2.00¢ Estimate |
Last updated Oct 18, 2026
Checked Oct 18, 2026
Before you apply
General American Express policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: 50,000 pointsView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jan 2022 to Feb 2026 · 4.1 yr | 15,000 points | $3,000 |
| Oct 2026 to now · 1 day | 50,000 points Best | $5,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 2x | Membership Rewards points | No cap |
| Everything else | 2x | Membership Rewards points | $50,000/yr |
Benefits & protections
Card factsWhen traveling more than 100 miles from home, Global Assist Hotline provides 24/7 emergency assistance and coordination services including medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for costs charged by third-party providers.
Provides coverage for damage to or theft of a rental vehicle in a Covered Territory when the Entire Rental is reserved and paid for with the Eligible Card and the collision damage waiver is declined at the counter. Secondary coverage; no liability coverage; not available for vehicles rented in Australia, Italy, and New Zealand.
Covered Purchases charged with an Eligible Card can be protected for up to 90 days from the purchase date if stolen or accidentally damaged, limited up to $1,000 per Covered Purchase, up to $50,000 per Card Member account per calendar year.
Extends the terms of the Original Manufacturer's Warranty up to one additional year on Covered Purchases in the United States or its territories/possessions, for warranties of 5 years or less.
No annual fee for additional Employee Blue Business Plus Credit Cards; you earn Membership Rewards points on their eligible purchases in addition to the points you earn on your own card.
Card Members can browse and add Amex Offers to their eligible Card and earn extra rewards on qualifying purchases with select brands.
Gives Card Members the freedom to spend above their credit limit; the amount is flexible and adapts based on card use, payment history, credit record, and financial resources, but is not unlimited.
Employee cards on the Blue Business Plus
Card factsUp to 99 employee cards at no cost.
Each employee card gets
- Car rental loss and damage insurance
- Employee cards
- Extended warranty
Shared across the account
- Purchase protection
Transfer partners
A transfer bonus is running on this currency. Navigator shows how big it is and when it ends.
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.
News on this card
-
Article Aug 31, 2026Now on The Points Pro: Blue Business Cash Card and Blue Business Plus Credit
Blue Business Cash Card and Blue Business Plus Credit just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.