American Express

Blue Business Cash Card

Business News on this card (1)

Annual fee	$0 Fact
Foreign transaction fee	None
Rewards currency	cash back
Est. point value	2.00¢ Estimate

Apply for this card

Last updated Aug 31, 2026

Checked Aug 31, 2026

Before you apply

2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.

Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.

5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.

10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history

Unchanged since Sep 2021

Sign-up bonus Spend requirement

View as a table

Period	Bonus	Spend requirement
Sep 2021 to Feb 2026	$250 credit	$3,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Everything else	2x	cash back	$50,000/yr

Benefits & protections

Card facts

Travel Benefits 1

Available 24/7 for emergency assistance and coordination services (medical/legal referrals, emergency cash wires, missing luggage assistance) when traveling more than 100 miles from home. Card Members are responsible for third-party costs.

Protection & Insurance 3

Covers damage to or theft of a rental vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the entire rental and decline the collision damage waiver (CDW) at the counter. Secondary coverage; no liability coverage; not available for vehicles rented in Australia, Italy, and New Zealand.

Covers Covered Purchases made with your Eligible Card against theft or accidental damage for up to 90 days from purchase date, up to $1,000 per Covered Purchase, up to $50,000 per calendar year.

Extends the terms of the Original Manufacturer's Warranty up to one additional year on warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Other Perks 1

Gives you the freedom to spend above your credit limit; the amount is flexible based on your use of the Card, payment history, credit record, financial resources, and other factors.

News on this card

Article Aug 31, 2026
Now on The Points Pro: Blue Business Cash Card and Blue Business Plus Credit
Blue Business Cash Card and Blue Business Plus Credit just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.