American Express

Blue Business Cash Card

Business News on this card (1)

Annual fee	$0 Fact
Foreign transaction fee	2.70%
Rewards currency	cash back
Cash back value	1.00¢ Fact

Apply for this card

Last updated Oct 18, 2026

Checked Oct 18, 2026

Before you apply

2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.

Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.

5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.

10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history

5-year best: $500 credit

$3k spend $5k spend 5-year best No data

View as a table

Period	Bonus	Spend requirement
Oct 2021 to Feb 2026 · 4.3 yr	$250 credit	$3,000
Oct 2026 to now · 1 day	$500 credit Best	$5,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Everything else	2%	cash back	$50,000/yr

Benefits & protections

Card facts

Travel Benefits 1

Available 24/7 for emergency assistance and coordination services (medical/legal referrals, emergency cash wires, missing luggage assistance) when traveling more than 100 miles from home. Card Members are responsible for third-party costs.

Protection & Insurance 3

Covers damage to or theft of a rental vehicle in a Covered Territory when you use your Eligible Card to reserve and pay for the entire rental and decline the collision damage waiver (CDW) at the counter. Secondary coverage; no liability coverage; not available for vehicles rented in Australia, Italy, and New Zealand.

Covers employee cards when they pay with their card

Covers Covered Purchases made with your Eligible Card against theft or accidental damage for up to 90 days from the purchase date, subject to coverage limits.

Covers employee cards when they pay with their card

Extends the terms of the Original Manufacturer's Warranty up to one additional year on warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

Covers employee cards when they pay with their card

Other Perks 1

Gives you the freedom to spend above your credit limit; the amount is flexible based on your use of the Card, payment history, credit record, financial resources, and other factors.

Employee cards on the Blue Business Cash

Card facts

Up to 99 employee cards at no cost.

Each employee card gets

Car rental loss and damage insurance
Employee cards Cash back
Extended warranty
Purchase protection

News on this card

Article Aug 31, 2026
Now on The Points Pro: Blue Business Cash Card and Blue Business Plus Credit
Blue Business Cash Card and Blue Business Plus Credit just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.