Bank of America
Bank of America Travel Rewards Card
Consumer
| Annual fee | $0 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 1.00¢ Estimate |
Last updated Nov 2, 2026
Checked Nov 2, 2026
Before you apply
7/12. Bank of America generally declines applicants who have opened 7 or more cards from any issuer in the past 12 months. Without a Bank of America deposit relationship the commonly reported bar is 3 cards in 12 months.
Community-reported.
2/3/4 rule (2 in 2 months). Bank of America generally approves at most 2 of its cards per rolling 2 months.
Community-reported.
2/3/4 rule (3 in 12 months). Bank of America generally approves at most 3 of its cards per rolling 12 months.
Community-reported.
2/3/4 rule (4 in 24 months). Bank of America generally approves at most 4 of its cards per rolling 24 months.
Community-reported.
General Bank of America policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
Unchanged since Nov 2021
$1k spend
View as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Nov 2021 to now · 5 yr | 25,000 points | $1,000 |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Everything else | 1.5x | points | No cap |
Authorized users on the BofA Travel Rewards
Card factsAuthorized users are free.
How to redeem
points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.