Bank of America

Bank of America Business Advantage Travel Rewards World Mastercard

Business News on this card (1)

Annual fee	$0 Fact
Foreign transaction fee	None
Est. point value	1.00¢ Estimate

Apply for this card

Last updated Sep 29, 2026

Checked Sep 29, 2026

Before you apply

7/12. Bank of America generally declines applicants who have opened 7 or more cards from any issuer in the past 12 months. Without a Bank of America deposit relationship the commonly reported bar is 3 cards in 12 months. Community-reported.

2/3/4 rule (2 in 2 months). Bank of America generally approves at most 2 of its cards per rolling 2 months. Community-reported.

2/3/4 rule (3 in 12 months). Bank of America generally approves at most 3 of its cards per rolling 12 months. Community-reported.

2/3/4 rule (4 in 24 months). Bank of America generally approves at most 4 of its cards per rolling 24 months. Community-reported.

General Bank of America policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history

5-year best: 50,000 points

$5k spend 5-year best No data

View as a table

Period	Bonus	Spend requirement
Oct 2021 to Jan 2025 · 3.3 yr	30,000 points	–
Sep 2026 to now · 1 day	50,000 points Best	$5,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn

Category	Rate	Currency	Cap
Travel Best card for travel (ground only)	3x	n/a	No cap
Everything else	1.5x	n/a	No cap

Benefits & protections

Card facts

Protection & Insurance 2

Additional protection covers certain purchases against loss, damage, theft or fire and provides extended warranty coverage.

Covers employee cards when they pay with their card

Travel services include auto rental coverage and travel accident insurance, auto rental insurance, emergency ticket replacement, lost-luggage assistance and legal and medical referrals when you're away from home.

Covers employee cards when they pay with their card

Employee cards on the BofA Business Advantage Travel Rewards World

Card facts

Employee cards are free.

Each employee card gets

Purchase security and extended warranty
Travel and emergency services

How to redeem

Points don't transfer to airline or hotel partners. Redeem them by booking travel through the issuer's travel portal or converting to cash / statement credit at the estimated value shown above.

News on this card

Article Sep 29, 2026
Now on The Points Pro: Bank of America Business Advantage Travel Rewards World Mastercard, U.S. Bank Smartly Visa Signature Card and Wells Fargo Active Cash Card
New cards just joined The Points Pro: see what they earn and credit back, then add yours to your wallet.