The Points Pro

All cards

Atmos Rewards Summit Visa Infinite Card card art
Sign-up bonus
70,000 points + Global Companion Award ≈ $1,085 value
after $3,000 spend in 90 days
Bank of America

Atmos Rewards Summit Visa Infinite Card

Cobranded Consumer News on this card (1)
Annual fee $395 Fact
Foreign transaction fee None
Est. point value 1.55¢ Estimate
Apply for this card

Last updated Sep 30, 2026

Checked Sep 30, 2026

Before you apply
7/12. Bank of America generally declines applicants who have opened 7 or more cards from any issuer in the past 12 months. Without a Bank of America deposit relationship the commonly reported bar is 3 cards in 12 months. Community-reported.
2/3/4 rule (2 in 2 months). Bank of America generally approves at most 2 of its cards per rolling 2 months. Community-reported.
2/3/4 rule (3 in 12 months). Bank of America generally approves at most 3 of its cards per rolling 12 months. Community-reported.
2/3/4 rule (4 in 24 months). Bank of America generally approves at most 4 of its cards per rolling 24 months. Community-reported.

General Bank of America policies as commonly reported by applicants, not a prediction about your application.

How you earn
CategoryRateCurrencyCap
Foreign transaction purchases 3x n/a No cap
Brand purchases 3x n/a No cap
Restaurants
Best card for dining
 3x n/a No cap
Everything else 1x n/a No cap
Recurring credits
Estimated value
Receive a $50 Instant Travel Delay Credit for flight cancellations or departure delays of 2 hours or more.
Shared across the account
$50/yr (one-time/annual)
Receive up to a $120 Airport Security Statement Credit every four years in connection with TSA PreCheck or Global Entry trusted traveler programs.
Shared across the account
Cards that cover Global Entry/TSA PreCheck
 $30/yr (one-time/annual)

Credit value depends on whether you use each credit; treat these as potential value.

Benefits & protections
Card facts
Airport Lounges 1

Receive 8 Alaska Lounge passes every calendar year (2 per quarter).

Elite Status & Upgrades 3

Get VIP amenities, complimentary status upgrades and discounts with Avis, Hertz and National.

Primary cardmember only

Enjoy benefits at premium hotels, including late checkouts, free breakfast daily for two, automatic upgrades and more (some benefits based on availability).

Boost your Atmos Rewards membership status with 10,000 status points on your account anniversary each year.

Primary cardmember only
Travel Benefits 5

Complimentary Atmos Rewards Visa Infinite Concierge service to help with tickets to sports and entertainment events, dinner reservations, and more.

Free checked bag and preferred boarding for you and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card.

Enjoy waived fees for same-day confirmed Alaska flight changes – a savings of up to $75 per change.

Receive a 100,000-point Global Companion Award annually after spending $60,000 or more on purchases that year.

Receive a 25,000-point Global Companion Award on every account anniversary.

Primary cardmember only
Protection & Insurance 1

Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delay, lost luggage reimbursement, roadside assistance, and emergency evacuation and transportation.

Covers authorized users when they pay with their card

Authorized users on the Atmos Rewards Summit Visa Infinite

Card facts

Each authorized user gets

  • Travel protections

Shared across the account

  • Airport security statement credit
  • Instant travel delay credit

Primary cardmember only

  • Anniversary Global companion award
  • Anniversary status points boost
  • Visa infinite car rental benefits
News on this card