American Express
American Express Business Green Card
Business
| Annual fee | $95 Fact |
| Foreign transaction fee | None |
| Rewards currency | points |
| Est. point value | 2.00¢ Estimate |
Last updated Jul 26, 2026
Checked Jul 26, 2026
Before you apply
2/90. American Express generally approves at most 2 of its credit cards per 90 days.
Community-reported.
Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language.
Issuer-stated.
5 credit card limit. American Express generally limits you to 5 of its credit cards at once.
Community-reported.
10 charge card limit. American Express generally limits you to 10 of its charge cards at once.
Community-reported.
General American Express policies as commonly reported by applicants, not a prediction about your application.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Hotels | 2x | points | No cap |
| Flights | 2x | points | No cap |
| Everything else | 1x | points | No cap |
Benefits & protections
Card facts
Protection & Insurance
1
Spending limit is flexible and adapts based on purchase, payment, and credit history rather than a fixed preset limit.
Other Perks
1
Lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit. Eligible charges are automatically added to the balance; you may pay over time with interest or pay in full each month.
Transfer partners
ANA Mileage Club 1:1
Aer Lingus AerClub 1:1
Air Canada Aeroplan 1:1
Air France-KLM Flying Blue 1:1
Avianca LifeMiles 1:1
British Airways Club 1:1
Cathay Pacific Cathay 1:1
Choice Privileges 1:1
Delta SkyMiles 1:1
Emirates Skywards 5:4
Etihad Airways Guest 1:1
Hilton Honors 1:2
Iberia Club 1:1
JetBlue TrueBlue 5:4
Marriott Bonvoy 1:1
Qantas Frequent Flyer 1:1
Qatar Airways Privilege Club 1:1
Singapore KrisFlyer 1:1
Virgin Atlantic Flying Club 1:1
Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.