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American Express Business Green Card card art
Sign-up bonus
15,000 points ≈ $300 value
after $3,000 spend in 90 days
American Express

American Express Business Green Card

Annual fee $95 Fact
Foreign transaction fee 2.70%
Rewards currency Membership Rewards points
Est. point value 2.00¢ Estimate
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Last updated Oct 28, 2026

Checked Oct 28, 2026

Before you apply
2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.
Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.
5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.
10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

Sign-up bonus history
5-year best: 25,000 points
$3k spend 5-year best
2022 2023 2024 2025 2026 now 5-yr best · 25k 15,000 points after $3,000 spend (Oct 2021 to Sep 2026 · 4.9 yr) 15k 25,000 points after $3,000 spend (Sep 2026 to Sep 2026 · 11 days) · 5-year best 15,000 points after $3,000 spend (Sep 2026 to now · 1 mo) · current offer ★ Best 25k · Sep 2026 Now 15k
View as a table
PeriodBonusSpend requirement
Oct 2021 to Sep 2026 · 4.9 yr 15,000 points $3,000
Sep 2026 to Sep 2026 · 11 days 25,000 points Best $3,000
Sep 2026 to now · 1 mo 15,000 points $3,000

Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Travel (issuer portal)
Earn 2X Membership Rewards points on flights & prepaid hotels booked on AmexTravel.com or the Amex Travel App.
2x n/a No cap
Everything else 1x points No cap
Benefits & protections
Card facts
Travel Benefits 1

When traveling more than 100 miles from home, Global Assist Hotline provides 24/7 emergency assistance including medical and legal referrals, emergency cash wires, and missing luggage assistance (third-party costs are the Card Member's responsibility).

Protection & Insurance 6

Spending limit is flexible and adapts based on purchase, payment, and credit history rather than a fixed preset limit.

Covers damage to or theft of a rental vehicle in a covered territory when the entire rental is reserved and paid for with the Card and the collision damage waiver is declined; secondary coverage, no liability coverage, and not available in Australia, Italy, or New Zealand.

Covers employee cards when they pay with their card

Covers lost, damaged, or stolen baggage when the entire fare is charged to the Card, providing up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage from the common carrier (NY residents have a $10,000 aggregate limit per trip).

Covers employee cards when they pay with their card

Covers eligible purchases for up to 90 days from purchase date against theft or accidental damage, up to $1,000 per covered purchase and $50,000 per Card Member account per calendar year.

Covers employee cards when they pay with their card

Extends the terms of the original manufacturer's warranty by up to one additional year on warranties of 5 years or less for covered purchases in the U.S. or its territories.

Covers employee cards when they pay with their card

No Annual Fee for each additional Employee Business Expense Card added to the account; Membership Rewards points earned on employee purchases are credited to the Basic Card Member's account.

Shared across the account
Other Perks 1

Lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit. Eligible charges are automatically added to the balance; you may pay over time with interest or pay in full each month.

Employee cards on the Amex Business Green

Card facts

Up to 99 employee cards at no cost.

Each employee card gets

  • Baggage insurance plan
  • Car rental loss and damage insurance
  • Extended warranty
  • Purchase protection

Shared across the account

  • Amex offers
  • Employee business expense card
Transfer partners
Aeromexico Rewards 5:8 Bonus running Air France-KLM Flying Blue 1:1 Bonus running Marriott Bonvoy 1:1 Bonus running ANA Mileage Club 1:1 Aer Lingus AerClub 1:1 Air Canada Aeroplan 1:1 Avianca LifeMiles 1:1 British Airways Club 1:1 Cathay Pacific Asia Miles 1:1 Choice Privileges 1:1 Delta SkyMiles 1:1 Emirates Skywards 5:4 Hilton Honors 1:2 Iberia Club 1:1 JetBlue TrueBlue 5:4 Leaders Club 4:1 Qantas Frequent Flyer 1:1 Qatar Airways Privilege Club 1:1 Singapore Airlines KrisFlyer 1:1 Virgin Atlantic Flying Club 1:1

A transfer bonus is running on this currency. Navigator shows how big it is and when it ends.

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.

News on this card

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