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American Express Business Green Card card art
Sign-up bonus
25,000 points ≈ $500 value
after $3,000 spend in 90 days
American Express

American Express Business Green Card

Annual fee $95 Fact
Foreign transaction fee None
Rewards currency points
Est. point value 2.00¢ Estimate
Apply for this card

Last updated Sep 12, 2026

Checked Sep 12, 2026

Before you apply
2/90. American Express generally approves at most 2 of its credit cards per 90 days. Community-reported.
Once per lifetime. American Express welcome offers are generally once per lifetime for each card, unless your specific offer omits the lifetime language. Issuer-stated.
5 credit card limit. American Express generally limits you to 5 of its credit cards at once. Community-reported.
10 charge card limit. American Express generally limits you to 10 of its charge cards at once. Community-reported.

General American Express policies as commonly reported by applicants, not a prediction about your application.

📈 Sign-up bonus history
5-year best: 25,000 points
$3k spend 5-year best
2022 2023 2024 2025 2026 now 5-yr best · 25k 15,000 points after $3,000 spend (Sep 2021 to Sep 2026 · 5 yr) 15k 25,000 points after $3,000 spend (Sep 2026 to now · 1 day) · 5-year best · current offer ★ Best and now 25k · Sep 2026
View as a table
PeriodBonusSpend requirement
Sep 2021 to Sep 2026 · 5 yr 15,000 points $3,000
Sep 2026 to now · 1 day 25,000 points Best $3,000

Historical levels reconstructed from periodic snapshots of public offer pages; short-lived offers between samples may be missing. Elevated or targeted offers are not shown.

How you earn
CategoryRateCurrencyCap
Travel 2x Membership Rewards Points No cap
Everything else 1x points No cap
Benefits & protections
Card facts
Protection & Insurance 1

Spending limit is flexible and adapts based on purchase, payment, and credit history rather than a fixed preset limit.

Other Perks 1

Lets you carry a balance with interest on eligible charges, up to your Pay Over Time Limit. Eligible charges are automatically added to the balance; you may pay over time with interest or pay in full each month.

Transfer partners
ANA Mileage Club 1:1 Aer Lingus AerClub 1:1 Air Canada Aeroplan 1:1 Air France-KLM Flying Blue 1:1 Avianca LifeMiles 1:1 British Airways Club 1:1 Cathay Pacific Cathay 1:1 Choice Privileges 1:1 Delta SkyMiles 1:1 Emirates Skywards 5:4 Etihad Airways Guest 1:1 Hilton Honors 1:2 Iberia Club 1:1 JetBlue TrueBlue 5:4 Marriott Bonvoy 1:1 Qantas Frequent Flyer 1:1 Qatar Airways Privilege Club 1:1 Singapore KrisFlyer 1:1 Virgin Atlantic Flying Club 1:1

Alliance reach: Oneworld, SkyTeam, Star Alliance. Points transferred to a member can often be redeemed across the alliance.

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