Amazon Prime Card
| Annual fee | $0 Fact |
| Foreign transaction fee | None |
| Rewards currency | cash back |
| Cash back value | 1.00¢ Fact |
Last updated Oct 2, 2026
Checked Oct 2, 2026
Before you apply
General Chase policies as commonly reported by applicants, not a prediction about your application.
Sign-up bonus history
5-year best: $275 creditView as a table
| Period | Bonus | Spend requirement |
|---|---|---|
| Jul 2022 to Aug 2022 · 21 days | $200 credit | – |
| Aug 2022 to Dec 2022 · 4 mo | $100 credit | – |
| Dec 2022 to Mar 2023 · 3 mo | $150 credit | – |
| Mar 2023 to May 2023 · 2 mo | $100 credit | – |
| May 2023 to Sep 2023 · 4 mo | $275 credit Best | $2,500 |
| Sep 2023 to Jul 2024 · 9 mo | $100 credit | – |
| Jul 2024 to Oct 2024 · 3 mo | $200 credit | – |
| Oct 2024 to Jan 2025 · 3 mo | $150 credit | – |
| Jan 2025 to May 2025 · 4 mo | $100 credit | – |
| May 2025 to Jul 2025 · 2 mo | $150 credit | – |
| Jul 2025 to Feb 2026 · 7 mo | $200 credit | – |
| Feb 2026 to now · 8 mo | $150 credit | – |
Based on the public offers we have on record over time. Short-lived offers may not appear, and elevated or targeted offers are not shown.
How you earn
| Category | Rate | Currency | Cap |
|---|---|---|---|
| Travel | 5% | cash back | No cap |
| Online shopping | 5% | cash back | No cap |
| Groceries | 5x | n/a | No cap |
| Transit and rideshare | 2% | cash back | No cap |
| Restaurants | 2% | cash back | No cap |
| Gas and EV charging | 2% | cash back | No cap |
| Everything else | 1% | cash back | No cap |
Conditional earning rates
| Rate | When it applies |
|---|---|
| 10% | Eligible Prime cardmembers earn 10% back or more on a rotating selection of items and categories on Amazon.com. Limited-time offers. |
Benefits & protections
Card factsProvides legal and medical referrals and access to other travel and emergency assistance services while traveling away from home (cardmember responsible for cost of goods/services).
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles; in the U.S. coverage is secondary to personal insurance.
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
When you pay for air, bus, train or cruise transportation with your card, you are eligible for up to $500,000 in accidental death or dismemberment coverage.
If you have a roadside emergency, call the service provider to dispatch help. Roadside service fees will be billed to your card at time of dispatch.
Reimburses up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
Covers eligible new purchases for 120 days from date of purchase against damage or theft up to $500 per item.
Extends the manufacturer's U.S. warranty by an additional year on eligible warranties of three years or less, up to four years from date of purchase.
Earn up to $500 in Amazon Gift Cards per year. You can earn a $50 Amazon Gift Card for each friend who is approved for the Amazon Visa or Prime Visa.
Authorized users on the Amazon Prime
Card factsAuthorized users are free.
Each authorized user gets
- Auto rental coverage
- Baggage delay insurance
- Extended warranty protection
- Lost luggage reimbursement
- Purchase protection
- Roadside assistance
- Travel accident insurance
- Travel and emergency assistance